Wednesday, December 27, 2017

Factors that May Impact Your Auto Insurance Rates

As a state law it is required for all automobiles on the roadway to be insured. You may have noticed a change in your insurance rates throughout the years and wonder why this may be. Here at Spieler's Incorporated, we know how important it is to stay informed about the various conditions that may have an impact on your auto insurance. To learn more about what factors may be impacting your vehicle insurance rate, take a look below.


Demographic

It is commonly known that the age, gender, and location of each driver can help determine the cost of insurance. Many times, a younger driver will have higher insurance costs due to inexperience and a higher risk of being involved in an accident. If you live in a rural area, you are more likely to have a lower rate than someone living in a highly populated region. As a driver gets older, the rate for insurance typically goes down as they are seen as less of a liability due to maturity.

Annual Mileage

The number of miles driven each year is a number that your insurance company may take into account. If you put a lot of miles on your vehicle, you are more likely to be involved in an incident or have a claim. The lesser number of miles, the less likely you are for getting into an accident.

Driving Record

A major factor in insurance rates is your driving record. This can help an insurance company determine how likely you are to make a claim depending on your claim history and driving record. A lower rate will be offered to someone who has never been involved in an accident than someone who has had a number of claims on their record.

Vehicle Use

The rate may vary for difference vehicle uses. Commercial use, personal use, and collector use are all coverage options you may purchase, depending on how you plan to use the vehicle. A collector vehicle may not see the road very often, therefore it is likely eligible for lower insurance rates.

Vehicle Type

The type of vehicle you drive has an impact on your auto insurance rate. Safety ratings, theft ratings, and purchase price are all factors that are taken into account when calculating your rate. It's a good idea to inquire about the new ride you plan to purchase that way you know the insurance cost upfront.

While many of these factors can have an impact on your insurance rates, it's important to calculate the cost of insurance as you are shopping for a new ride. If you plan to buy a car for sale in mid-MO, be sure to stop by our California, MO car dealership. Our professional sales staff can help you narrow down your search and find the perfect car for you and your families' needs. We look forward to serving you and helping you through the car shopping process!

Proudly Serving the Columbia,
Jefferson City, and California, MO Areas


1109 W. Buchanan St.
California, MO 65018
(888) 455-2107




Visit our website:  www.spielersinc.com
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Monday, December 18, 2017

Don’t Let Winter Weather Keep You off the Roadway

Winter is upon us and with the change of season comes the chance of encountering winter weather on the roadways. No need to worry, the best car dealership near Jefferson City, Missouri has you covered! Here at Spieler’s Inc., we want to make sure everyone stays safe this winter. We have put together a list of tips and helpful hints to help get you through the horrible winter weather conditions on the roadway.


Winter Safety Tips: 


- Never warm up your vehicle in an enclosed area such as a garage

- Clear snow and ice and defrost your vehicle
Helpful hint: don’t forget to clear the snow from the hood of your car. This will help keep the snow from flying up onto your windshield when you are driving. Snow also adds extra weight to a car which throws off performance.

- Make sure you keep your gas tank at least half full during the winter time – this will help to avoid a gas line freeze-up.

- Make sure your exhaust pipe is not clogged with mud or snow

- It may not always be possible, but try to avoid using your parking break in cold, rainy and snowy weather

- Double check that your tires are at the right PSI
Helpful hint: The change in temperature negatively effects your tire pressure. The tire pressure recommendations are usually listed somewhere on your vehicle or in the owner’s manual. Most cars are different, so double check the correct levels for your car

- Never use cruise control while driving on any slippery surface – especially rain or ice

- Always wear your seatbelt

- Only drive well rested – you need to be extremely aware while driving in hazardous weather conditions

- Know the current conditions of the road you will be driving on


Tips for Driving in the Snow:


- Accelerate and decelerate slowly

- Allow extra space between you and the car in front of you – it takes longer to slow down or stop on roads that are covered with snow or ice.
Helpful hint: while the recommended following distance between cars is 3 to 4 seconds, during winter weather following distances should be increased to 8 to 10 seconds.

- Don’t try to speed up hills – if you apply too much force going up a hill, your wheels might start spinning.
Helpful hint: try to get your speed before you reach the hill and then let that speed help carry you up the hill so you don’t have to accelerate too much.

- Never stop while going up a hill if you don’t have to. Trying to restart once you have stopped on an icy hill is extremely difficult and dangerous.

- Stay calm if you start to skid – overcorrecting can cause more problems
Helpful hint: if the backend of your car starts to slide during a turn, slowly let off the accelerator and turn the steering wheel in the direction of the slide. This will help straighten out your car.

While driving during the winter months may be unavoidable, knowing how to stay safe on the road is a must. Your family-owned and operated car dealership near Jefferson City, Missouri is here to help. By following the tips we have provided you with and maintaining a safety-first mindset, you can help reduce the risks that are associated with driving in the upcoming winter months.


Proudly Serving the Columbia,
Jefferson City, and California, MO Areas


1109 W. Buchanan St.
California, MO 65018
(888) 455-2107




Visit our website:  www.spielersinc.com
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Monday, December 11, 2017

Items to Keep in your Vehicle's Emergency Kit

You should always be prepared for a breakdown, it can happen when you least expect it. Your vehicle’s emergency kit should include the necessities to change a flat tire, as well as some essentials to keep you safe.


Spieler's Inc. has been a family-owned Chrysler, Dodge, and Jeep dealership in Mid-Missouri since 1968. Our dedicated sales staff and licensed technicians are here to make your dealership experience hassle free! Let our auto repair & car service near Jefferson City handle all of your automotive needs.
Here are some ideas of what you should put in your emergency kit to keep you safe in the event of a break down.

Emergency Tool Kit:

Include several tools that might come in handy, such as a pocket knife, tire jack, tire iron, duct tape, rope, jumper cables, and a flare stick. An ice scraper always comes in handy during freezing temperatures. It is also smart to keep a small fire extinguisher that is easily accessible in your vehicle in case of a fire.

First Aid Kit:

A first aid kit should have gauze, band-aids, pain medication, and antibiotic ointment in case of an emergency. Add several water bottles and non-perishable food items, flashlights with extra batteries, a portable charger, and some hand sanitizer to your kit as well. Having these items in your vehicle’s emergency kit may save your life.

If the weather in your area is unpredictable, keep a spare poncho, wool blankets, and winter coats as well as extra socks, gloves, and hats in storage in the back of your vehicle. Extra layers will keep you and your family warm and protected from the elements if your vehicle breaks down or if you are in an accident.

For fun:

Keep a deck of cards or a book on hand while waiting for help to arrive. If you have a furry friend that frequently cruises the road with you, be sure to pack leashes, bowls, extra water and animal food, and a blanket for them. Make sure that you have a full tank when you hit the road, just in case you break down.

If you have limited space in your vehicle, include only the basics for your kit. The best place to keep your emergency kits are in the trunk of your vehicle in a storage container. Make sure that the kits are securely tied down.

Regular maintenance on your vehicle will keep it running smoothly for as long as possible. Spieler's Inc. provides quick, convenient, and quality service for your vehicle to ensure your vehicle is safe to travel in. Let our Dodge, Ram, Chrysler and Jeep auto repair center check the oil, battery, and brakes thoroughly to make sure your vehicle is ready to take you on your next adventure.

Your trusted service center and car dealer in California, Missouri can prepare your vehicle to go the distance on your next road trip. To schedule an appointment with our service department, call 573-796-3129. Spieler's Inc. wants to ensure you and your family are safe while travelling in your vehicle.


Proudly Serving the Columbia,
Jefferson City, and California, MO Areas


1109 W. Buchanan St.
California, MO 65018
(888) 455-2107




Visit our website:  www.spielersinc.com
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Wednesday, December 6, 2017

The Advantages of Winter Tires

Tires may seem all the same to some, but the tires you use in summer are not always the best tires to use in the winter. Along with the temperature change, roadways can become covered in snow or ice, leaving you traveling in dangerous conditions! Studies have shown that people radically underestimate grip on dry roads and radically overestimate it in the snow. At Mid Missouri's most trusted car dealership, we want to make sure you're as safe as possible when traveling this winter. Let's look at the key reasons you need winter tires on your vehicle.



What is a winter tire?


Winter tires are tires designed to be utilized in colder weather. They typically come in two varieties, studded or studless, and generally have deeper treads, and are made using a softer rubber. This allows the tire to conform to the road and grip the surface much more effectively than a normal tire would in icy, cold or snowy conditions.

If winter tires are effective in the winter, can I use them year round?


Winter tires are designed to grip the road through poor conditions. If these tires are used year round, you'll experience a decrease in the performance of your vehicle and significantly reduce the life of your tires.

Why not use all-season tires?


All season tires are the tires of choice in areas where the weather typically stays 45°F and above, and colder weather is sporadic. Below that, all-season and summer tires can harden due to cold roadways, leaving your vehicle prone to hydroplaning, sliding and decreasing your grip on the road.

Spieler's Inc. wants you as safe as possible on the road!


Having a nice set of winter tires can help reduce the chance of being snowed in, and they can keep you safe should you chance the roadways after an ice storm. It's better to be safe than sorry, especially when it comes to vehicles. Stop by Spieler's Inc. and see what the most trusted dealership in Missouri can do for you!


Proudly Serving the Columbia,
Jefferson City, and California, MO Areas


1109 W. Buchanan St.
California, MO 65018

(888) 455-2107



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