Step 1. Check to Make Sure Everyone is Okay.
Accidents can vary wildly from one to another. Assess the people in the vehicle with you and make sure that no one is injured. Be especially careful with children - they may not be able to adequately describe what they are feeling. If there are any doubts or concerns of an injury, call an ambulance. Once you have checked on everyone, exit the vehicle and call the local authorities. The police will dispatch someone to come and help everyone involved.
Step 2. Assess the Damage to Your Vehicle
If your vehicle is capable of moving, you may want to move it off to one side of the road while you wait for a tow truck. (Make sure your vehicle is not leaking fluids when you attempt to move it!) Once you have the vehicle to a location where you can move around it safely, observe for noticeable damage. This is the perfect time to bring out your smartphone camera or the disposable camera in your emergency kit. Take pictures of all the damaged sustained. This allows you to have an accurate history of the damage caused at the point of impact, along with giving you more information that you can pass to your insurance agent about the accident.
Step 3. Exchange Insurance Information with the Other Driver (If Applicable)
Being in a multi-car accident means you need to make sure that you have the information of everyone involved. Usually, a traffic control officer (police) can assist you with this exchange. Often times people involved in an accident are encouraged to wait for the police, as emotions tend to range wildly in the aftermath of a traumatic experience.
Step 5. Drive or Tow Your Vehicle Away
Spieler's Inc. Wants to Make Sure You are Safe in the Event of an Accident.
Proudly Serving the Columbia,
Jefferson City, and California, MO Areas