Factors that May Impact Your Auto Insurance Rates

As a state law it is required for all automobiles on the roadway to be insured. You may have noticed a change in your insurance rates throughout the years and wonder why this may be. Here at Spieler's Incorporated, we know how important it is to stay informed about the various conditions that may have an impact on your auto insurance. To learn more about what factors may be impacting your vehicle insurance rate, take a look below.

Demographic

It is commonly known that the age, gender, and location of each driver can help determine the cost of insurance. Many times, a younger driver will have higher insurance costs due to inexperience and a higher risk of being involved in an accident. If you live in a rural area, you are more likely to have a lower rate than someone living in a highly populated region. As a driver gets older, the rate for insurance typically goes down as they are seen as less of a liability due to maturity.

Annual Mileage

The number of miles driven each year is a number that your insurance company may take into account. If you put a lot of miles on your vehicle, you are more likely to be involved in an incident or have a claim. The lesser number of miles, the less likely you are for getting into an accident.

Driving Record

A major factor in insurance rates is your driving record. This can help an insurance company determine how likely you are to make a claim depending on your claim history and driving record. A lower rate will be offered to someone who has never been involved in an accident than someone who has had a number of claims on their record.

Vehicle Use

The rate may vary for difference vehicle uses. Commercial use, personal use, and collector use are all coverage options you may purchase, depending on how you plan to use the vehicle. A collector vehicle may not see the road very often, therefore it is likely eligible for lower insurance rates.

Vehicle Type

The type of vehicle you drive has an impact on your auto insurance rate. Safety ratings, theft ratings, and purchase price are all factors that are taken into account when calculating your rate. It's a good idea to inquire about the new ride you plan to purchase that way you know the insurance cost upfront.

While many of these factors can have an impact on your insurance rates, it's important to calculate the cost of insurance as you are shopping for a new ride. If you plan to buy a car for sale in mid-MO, be sure to stop by our California, MO car dealership. Our professional sales staff can help you narrow down your search and find the perfect car for you and your families' needs. We look forward to serving you and helping you through the car shopping process!

Proudly Serving the Columbia,

Jefferson City, and California, MO Areas

1109 W. Buchanan St.
California, MO 65018
(888) 455-2107

Visit our website:  www.spielersinc.com

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Clear Benefits of Washing Your Car

Do you dread washing your car? Maybe you feel like it always rains and ruins your shiny paint after a good wash. You are not alone in these feelings, but there are still plenty of benefits of taking car of your car's exterior with regular washes. Our California, MO car dealership knows how important it is to keep your ride in tip-top shape for the best possible value when it comes time to trade in or sell. Regular car care should be a part of your weekly tasks to ensure your ride's paint is clean and well-protected. Take a look below to see some of the benefits of regular car washes, that you may not think of.

Protect the Clear Coat

A clear coat helps to seal in your paint and keep it protected. It's important to keep this clear coat from wearing down faster than normal with regular washes. Weather, driving conditions, temperature fluctuation, and many other factors can impact your clear coat. Try to make efforts to keep this protective layer in top condition by washing your vehicle.

Reduce Chance of Scratches

Dirt can build up on your vehicle very quickly, even if it is not visible. These dirt particles can scratch your clear coat, which may lead to a deeper blemish in your ride's paint. In addition to dirt, leaves, acorns, and ice can all cause scratches to your vehicle. Try to keep your paint clean to reduce the amount of small scratches in your paint's surface.

Clear View When Driving

It may seem like an obvious benefit, but it is definitely an important one for safety. A clean car is much easier to see out of, when navigating the roadways. Make efforts to keep all windows clear of dirt and debris for a safe driving experience for everyone. Mud or dirt on your back window may seem unimportant, but it actually is vital when looking in your rear-view mirror.

Stand Out on the Roadway

Your vehicle may be easier for other drivers to see if it is clean and shiny. As the sun glistens off your paint, it's easier for others to spot as you travel down the road. Try not to blend in with the background by keeping your ride shiny!

Improve Your Confidence

A vehicle is a major investment and you should take pride in that accomplishment. Keeping your ride clean can help give you that extra confidence boost you need. Catch the eye of others on the roadway and let onlookers admire your sparkling ride in the parking lot. It can do wonders for your confidence!

Now that you know a little more about the benefits of a clean car, you're ready to make efforts for regular washes. As your trusted car dealership near Jefferson City, MO, we know how good it feels to drive around in a freshly cleaned car and we want you to have that same feeling too! If you're getting tired of cleaning the same vehicle over and over, it may be time for an upgrade. Visit our car lot in California, Missouri to see our current selection of new and pre-owned vehicles available. You never know.... you may find your new favorite ride to drive and keep clean!

Proudly Serving the Columbia,

Jefferson City, and California, MO Areas

1109 W. Buchanan St.
California, MO 65018
(888) 455-2107

Visit our website:  www.spielersinc.com

Like us on Facebook

Follow us on Twitter

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Tips for a Safe Halloween

With the festive holiday quickly approaching, it's time to remember safety tips for Halloween. As your trusted car dealership near Jefferson City, MO, we know how important it is to bring your family out for a fun night of trick-or-treating. As exciting as it is to get dressed up and stock up on candy, the holiday presents a number of dangers for pedestrians and drivers alike. Spieler's Inc. has provided some safety tips for your upcoming trick-or-treating excursions.

Pedestrians

1) Create costumes that are easy to see, especially at night.
2) Give your kids glow-sticks or flashlights to be easily seen.
3) Look both ways before crossing a road.
4) Stick to the sidewalks when trick-or-treating through a neighborhood.
5) Make sure children are supervised by a responsible adult.
6) Use cross walks or traffic lights to safely cross the road, when available.
7) Keep your eyes peeled for cars that are backing up or turning, they may not be able to see you.
8) Don't walk around distracted by your phone or other device.
9) Make sure kids can see clearly with their costume on.
10) Wait for a driver to wave you across, before crossing the road in front of a vehicle.

Drivers

1) Slow down, especially in event parking lots and through neighborhoods.
2) Ensure your headlights are on, even when the sun in still out for easier visibility.
3) Watch for kids darting out into the roadway.
4) Use caution when backing out of your driveway or parking spot - there may be children in your blind spot.
5) Take your time when turning onto a road.
6) Keep an eye on the side of the road for pedestrians, even if there are sidewalks available.
7) Look both ways for trick-or-treaters when crossing an intersection.
8) Always designate a driver if you are partaking in an adult Halloween party.
9) Plan ahead for heavy foot traffic and leave with plenty of time.
10) Avoid speeding which leads to a slower stop time, especially on Halloween night.

Whether you're heading to a truck-or-treat gathering or sticking to your own neighborhood this Halloween, don't forget these safety tips. When preparing for your holiday events, remember to discuss safety with anyone driving or walking around this Halloween. From your California, MO car dealership - we wish you and yours a happy and SAFE Halloween!

Proudly Serving the Columbia,

Jefferson City, and California, MO Areas

1109 W. Buchanan St.
California, MO 65018
(888) 455-2107

Visit our website:  www.spielersinc.com

Like us on Facebook

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What Sets Our Family-Owned Dealership Apart

Car shopping or repair can sometimes be a daunting experience, but we pride ourselves on offering high quality service for all of our customers. Here at Spieler's Incorporated, we strive to create a friendly and trusting environment for all of your vehicle needs. From our repair and maintenance to sales, our family-owned dealership in California, MO can provide a great overall experience for you. To learn a little more about the options you can find at our car dealership near Jefferson City, MO, take a look below!

Spieler's Inc. has been your family-owned Chrysler, Dodge, and Jeep dealership in Central Missouri since 1968. Our dedicated sales staff and factory trained technicians are here to make your dealership experience EASY, FUN, and HASSLE FREE! We look forward to serving you and your family for all of your vehicle buying and service needs.

Service and Maintenance

From service to regular maintenance, we can help with all of your vehicle's needs. We know the importance of regular engine maintenance to increase the longevity of your vehicle. Here at Spieler's Inc. we pride ourselves on offering professional and reliable maintenance for all of our customers. If you have a major issue, we can handle that too! We will be upfront and have an honest conversation about what is needed to repair your vehicle.

New and Used Vehicles

We have a wide range of new and used vehicles for sale on our lot. If you don't see what you are looking for, let us know! We can help you find exactly what you are looking for in a new ride. If you want to custom order your next ride, we'd love to help you with that, as well. From special features to a specific color combination - come visit us to discuss your options today. In addition to new rides, we have a vast variety of used inventory. You can browse our current selection online OR visit our dealership to see the options in person. To schedule a test drive of a new or used ride, contact us today!

In addition to sales, we also have financing options available. We will work with great, good, and bad credit to ensure you get into the right ride for you and your family. No hidden documentation fees will be sprung on you either. The price you agree upon is the price you pay at our family-owned dealership. Upfront communication is just one of the ways our dealership is different!

Maintenance & Sales Specials

Maintenance:
-Air conditioning system check - includes refrigerant level fill and pressure test - $44.00

-Coolant system flush & fill - $99.95

-FREE 23 point inspection with the purchase of any oil change

Sales:
-0% interest on select new vehicles (with approved credit)

-No hidden document or paperwork fee

-A number of vehicle discounts - check out website or visit us for more information!

Now that you've seen what helps us stand apart from other car dealerships in the area, you can feel confident when you choose Spieler's Inc. Whether you're in need of vehicle maintenance or are looking at new rides for your family, our staff can help you find exactly what you're after. With a professional service department and an experienced sales team, we look forward to helping your with all of your vehicle needs in mid-MO.

Proudly Serving the Columbia,

Jefferson City, and California, MO Areas

1109 W. Buchanan St.
California, MO 65018
(888) 455-2107

Visit our website:  www.spielersinc.com

Like us on Facebook

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Emergency Car Kit for Winter

Driving during the winter months in mid-Missouri can be interesting! From sunny and 50 degrees one day to a freezing rain storm the next, the weather is quite unpredictable! Since it is hard to know what the weather will present from day to day, it is important to always be prepared. Your trusted car dealer near California, MO is here with a list of things to keep in your vehicle this winter. You can find a list for items to keep on hand for your emergency car kit below!

Flashlight-

If you happen to experience bad weather, and slide off the road at night, a flashlight can help! From seeing the damage to your vehicle to flagging down help, a light can come in quite handy if you get stranded, while driving.

Blanket-

If your vehicle gets stuck during a winter storm, you may be inside your car for a while. A blanket can help keep you and your family warm if you have to wait in the car for help to come. If you have to walk a little way for help in the winter, an added layer of a blanket can never hurt!

Jumper Cables-

Whether it is simply the cold temperature or a low-charge, there are a number of reasons for your vehicle to not start, especially during the winter months. A set up jumper cables can come in handy if you have another vehicle that can jump your battery.

Water & Food-

Try to keep a supply of water and non-perishable food items in your back seat or trunk in case of an emergency. If the roads are bad or you get stuck, it may be a while before you are back moving. It is important to stay hydrated and have plenty of food to tie you and your family over, until you can get back on the road.

First Aid Kit-

A first aid kit is an important item to have in your vehicle all year long. If you or anyone in your vehicle gets an injury, caring for it can help jump start healing. It is also convenient to have for an injury that may occur outside the vehicle, but there if you need it!

Ice Scraper-

This may seem like a winter time staple, but an ice scraper can help keep your windshield and windows clear of ice that may accumulate. A clear view is imperative for a safe drive, especially during the winter months!

Shovel & Sand-

If your vehicle does happen to get stuck, a shovel can help you clear snow away from your tire to help it gain traction on the ground. Sand can also help get traction if the snow is too deep or there is ice involved. If you are worried about getting stuck, try to keep a little sand in your vehicle to help you get traction during the winter months.

Winter Driving Tips:

-Increase following distance.
-Try to avoid slick roads.
-Drive slow when roads are bad.
-Keep gas tank as full as possible.

While most advise to stay off the roads when they are bad, sometimes your personal situation does not allow. If you must travel on slick roads this winter, remember to prepare your emergency car kit! Also keep the winter driving tips in mind, when traveling on roads that are snow or ice covered. Remember, our car dealership near Jefferson City, MO wants to ensure you stay safe on the roadways this winter!

Proudly Serving the Columbia,

Jefferson City, and California, MO Areas

1109 W. Buchanan St.
California, MO 65018
(888) 455-2107

Visit our website:  www.spielersinc.com

Like us on Facebook

Follow us on Twitter

                               Follow us on LinkedIn