Showing posts with label Auto Financing in Jefferson City. Show all posts
Showing posts with label Auto Financing in Jefferson City. Show all posts

Thursday, March 26, 2020

Affordable Pre-Owned Vehicles With a TON of Storage!

Everyone here at our auto dealership near Jefferson City hope that you doing everything you can to be safe during the COVID-19 pandemic. This is going to be an unforgettable time in history, there's no doubt about that. If you're ready to think about something else for right now, keep reading this week's blog. Need a bigger vehicle near Jefferson City? Do you feel like you never have enough room for everything? Keep reading to learn more about 3 pre-owned vehicles we are featuring in this week's blog that come with a TON of storage. Have any questions? Call Spieler's Inc. today!

Affordable Pre-Owned Vehicles With a TON of Storage!


Used 2016 Dodge
Grand Caravan SE Van

Dealer Notes
Introducing the 2016 Dodge Grand Caravan!

Take control of this high-value modern machine! Top features include power windows, delay-off headlights, rear wipers, and much more. Under the hood you'll find a 6 cylinder engine with more than 270 horsepower, and for added security, dynamic Stability Control supplements the drivetrain.

We have a skilled and knowledgeable sales staff with many years of experience satisfying our customers needs. They'll work with you to find the right vehicle at a price you can afford. Stop in and take a test drive!

SEE MORE DETAILS: https://www.spielers.net/used/Dodge/2016-Dodge-Grand+Caravan-jefferson-city-mo-15bc1c060a0d04fe454be60018cc0149.htm



Used 2018 Chevrolet
Equinox LT w/1LT SUV

Dealer Notes
You won't want to miss this excellent value!

Offering an alluring bundle of luxury while maintaining efficiency, safety and style! Turbocharger technology provides forced air induction, enhancing performance while preserving fuel economy. With less than 20,000 miles on the odometer, this 4 door sport utility vehicle prioritizes comfort, safety and convenience. Top features include front bucket seats, high intensity discharge headlights, heated door mirrors, and power windows. It features all-wheel drive versatility, an automatic transmission, and an efficient 4 cylinder engine.

We have a skilled and knowledgeable sales staff with many years of experience satisfying our customers needs. We'd be happy to answer any questions that you may have. Come on in and take a test drive!

SEE MORE DETAILS: https://www.spielers.net/used/Chevrolet/2018-Chevrolet-Equinox-jefferson-city-mo-fd15f2f70a0d0c1465da51a2b81de6c6.htm


Certified Pre-Owned 2017 Jeep
Renegade Latitude 4x4 SUV

Dealer Notes
Hurry and take advantage now! You won't want to miss this excellent value!

Representing the optimal blend of tarmac tearing performance and silky smooth highway refinement. The engine breathes better thanks to a turbocharger, improving both performance and economy. This vehicle has achieved Certified Pre-Owned status, by passing Jeep's rigorous certification process. With less than 40,000 miles on the odometer, this 4 door sport utility vehicle prioritizes comfort, safety and convenience. Jeep prioritized practicality, efficiency, and style by including: tilt and telescoping steering wheel, remote keyless entry, and air conditioning. It features four-wheel drive capabilities, a durable automatic transmission, and a 2.4 liter 4 cylinder engine.

SEE MORE DETAILS: https://www.spielers.net/certified/Jeep/2017-Jeep-Renegade-jefferson-city-mo-61a39cd70a0d0cc729339441afe0b1dc.htm

We hope you enjoyed reading more about these spacious vehicles. Again, if you have any questions, please give us a call. To see our full auto inventory, please visit our website at www.SpielersInc.com!



Proudly Serving the Columbia,
Jefferson City, and California, MO Areas




1109 W. Buchanan St.
California, MO 65018
                          573-796-3129




            www.spielersinc.com



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Tuesday, March 1, 2016

Things to Consider Before Buying a Car

There are many things to think about before you arrive at the #1 car dealership in Jefferson City, and drive home a new or used auto. Know your credit score, understand what you can afford, research any rebates available, know the value of your vehicle if doing a possible trade, and determine how much cash you have to put down. These factors can help determine the final sale price of the vehicle you want to purchase.

Your Credit Score


When financing a car, your credit score will be a big indicator of how much cash you will need to put down. If you have good credit history, your lender will generally not require you to put as much money down. A higher credit score shows the bank you are at lower risk to default on the loan. Keep in mind, for new cars, lenders may require as much as 20 percent down. If your credit history is not as good, the bank will require a higher down payment to secure the loan. If the car needs to be repossessed, the bank will have to sell the car, possibly at a loss.

How Much Cash to Put Down for a Vehicle


The more cash you have available to you, the more you can swing for a down payment. By allocating a larger down payment, you can lower your monthly payments without lengthening the term. In 2015, Edmunds reported the average down payment for new and used car purchases was about 10.4 percent. However, your down payment does not have to be a specific percentage. It should be what you can reasonably afford. Don't deplete your emergency fund or spend money designated for other recurring payments.

Down Payments Can Be More Than Cash


Down payments do not have to be all in cash. If you have another vehicle to trade in, it can count as part of your down payment, provided it has enough value. The dealer and owner of the vehicle will typically come to an agreement on the value, which is directly deducted from the purchase price of the new vehicle. Rebates and dealer incentives can also lower the final payments of the vehicle. If the dealership or automaker offers rebates, they will be subtracted from the purchase price as well.

Be Prepared Before You Make a Purchase


Make sure you take everything into consideration involving the sale, before you make the purchase at the new or used car dealership in Jefferson City. Know what you can afford, research your trade in options, and find out about any qualifying rebates. This can help you decide on a down payment that is comfortable for you. You can then get a quote for financing from the dealership or seek outside financing.


Spieler's Inc. Financing


Spieler's Inc. offers flexible car loan or lease programs. If you would like to explore options for auto financing in Jefferson City, our Dodge, RAM, Chrysler and Jeep financing experts can help find a loan to fit your needs. Contact us at (573) 796-3129 or stop by one of our locations in Jefferson City, Columbia, and Lebanon. We want your financing experience to be as easy as driving off the lot in your new vehicle.

Proudly Serving the Columbia,
Jefferson City, and California, MO Areas


1109 W. Buchanan St.
California, MO 65018
(888) 455-2107






Visit our website: 
www.spielersinc.com
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